Post demonetisation, piggy bank money accumulated by kids as gifts is finding its way to their respective bank accounts. Experts suggest parents use this money fruitfully and invest it in mutual funds in the name of the minor child. They… Read more
What Makes A Complete Financial Planner?
Financial planning is a continuous process that requires two parties – an investor (individual or a family) and a financial planner. Both the parties need to work collectively and determine the best course of action. A good financial planner is… Read more
For each of life’s financial goals, use SIPs
For over a decade now, mutual fund houses have been spreading the message about how systematic investment plans (SIPs) can help an investor achieve all of life’s goals, be it short term (a few months to a couple of years),… Read more
What are MIPs and Balanced Funds?
Achieving the right balance of debt and equity in an investor’s portfolio is always a challenging task. These decisions are largely influenced by the phase of the investors’ life: Phases in the investors’ life Different phases as per the principles… Read more
Things you should check before selecting a MF house
Mutual funds are a popular investment destination. However, the mutual fund industry has the problem of having several players. So an investor usually gets confused as to which fund house and which scheme to select. Many fund houses offer the… Read more
In The Current Market, Consider Investing In Ultra Short Term Bond Funds
Sound financial planning is all about flexibility and active management of one’s existing and future investments. However, varying market dynamics and changing micro and macro environment can sometimes derail these plans. In order to stay on course to achieve your… Read more
Hybrid Funds- Know them before making a choice
When you invest in mutual funds your risk tolerance play a very important factor. If you do not have high risk taking capacity but you take higher exposure in equities then you will be jittery whenever there is a downfall…. Read more
How to get maximum returns from mutual funds?
1) Invest through SIP: Best way to invest in mutual funds is investing through SIP every month. Each small amount invested through mutual fund every month would create a good amount over a period of time. Do you know that… Read more
Growth or dividend Option: Which is ideal in Mutual Funds?
After years of hard work while finishing his management studies, Mohan finally started working with a well known multinational. Coming from a lower middle class family, Mohan had witnessed the financial hardships his parents had to go through for his… Read more
Understanding FMP and its benefits
Investors looking for a debt exposure in their portfolio generally opt for traditional debt instruments like Bank FDs (Fixed Deposits), Bonds, NSC (National Savings Certificates), Post Office, etc. Very few investors are aware that these are not the most tax-efficient… Read more