The answer lies in the way debt funds are managed and the nature of their instruments. Debt fund returns depend on the rise and fall of the NAV. It may come as a surprise to you that debt instruments held… Read more

Systematic Investment Plan (SIP) is typically associated with investing in equity mutual funds. Over the years, mutual fund houses and investment advisors have been underscoring the importance of staggering investments in equity schemes to tackle the volatility in the stock… Read more

After demonetisation, the bank accounts of nearly all Indians are bulging with cash. Given the restrictions on withdrawals, a large chunk of this money is going to stay put in bank accounts for the next few months and earn a… Read more

A systematic investment plan (SIP) allows disciplined investments (recommended in small amounts) at regular intervals (recommended monthly) to yield high returns over a long period of time. Rather than investing a lump sum amount (usually unaffordable for many) in an… Read more

Most investors typically route their investments through a particular savings bank account. They submit the bank details to the fund house when they start investing in mutual fund schemes. The details are used to debit the investments and also to… Read more

When investors sit down to review their portfolio or they need money for a certain goal, they may have to sell or switch their mutual fund units. However, financial planners suggest investors do a basic check, before undertaking this transaction…. Read more

Are you planning to start a Systematic Investment Plan (SIP) in an equity mutual fund scheme, but dreading the paper (and leg) work? Well, you don’t have to deal with papers or exercise your leg. Just put your leg up,… Read more

The prime minister has spoken and the finance minister has clarified. It seems, long-term capital gains on your equity mutual funds are not likely to be taxed in the budget. Still, there are so many theories floating around: short-term capital… Read more