Among various categories from equity mutual funds, mid cap funds has its own charm. This category is able to deliver very high returns when markets are doing well. These fascinating returns are what make investors go for them. But on… Read more
MF NAV shown in decimals should not be a point of confusion
Investors often get confused about the decimal places in the Net Asset Value (NAV) of various mutual funds that they have in their portfolio. One thing that a lot of them notice is that the number of decimal places is… Read more
Balanced funds- Enjoy the best of both worlds
The much touted phrase ‘the best of both worlds’ perfectly captures the experience of investing in a balanced fund. On the one hand, this combination offers scope for capital appreciation or wealth creation (with risk of downside) due to investments… Read more
Why mutual funds do not guarantee returns? And why is it good?
In the world of investing, “guarantee” is such a sweet sounding word. If the returns are guaranteed, what else does one want? Well, one may still want these returns to be high and tax-free. But that is deviating from the… Read more
Avoid these mistakes to help your money grow through SIP
A systematic investment plan (SIP) allows disciplined investments (recommended in small amounts) at regular intervals (recommended monthly) to yield high returns over a long period of time. Rather than investing a lump sum amount (usually unaffordable for many) in an… Read more
Too much monitoring might not be beneficial for investors
There are different ways of looking at the performance of an equity oriented mutual fund and the main point for the investors is that they should monitor their investments but not too frequently. The reason why a specific time element… Read more
Nine mutual fund terms you should know
Mutual fund as an investment vehicle, is rapidly gaining popularity across India. The April–November period of 2015 saw an addition of 2.5 million new investors in mutual fund sector. However, most of these new investors and in fact, even the… Read more
How to validate the underperformance of a mutual fund?
Each one of us loves a winner. It is a psychological need perhaps that gives us faith and confidence in the choices we make. But then, just as day has night, crests have troughs, and rise has fall, good performance… Read more
Why should investments have a long term horizon?
Time plays a vital role in choosing the investment strategy. Fluctuating markets reflect promising returns and many of us get attracted by short-term numbers showing high gains. Markets act differently, if we compare results for 10 years performance, or a… Read more
Knowing More about your Mutual Fund Product
When a mutual fund creates an investment product, it offers it for the first time to the investors as a new fund offer (NFO). A new product is first approved by the trustees, and features are described in a detailed offer… Read more