A fan of SIP me and many others like me have been espousing the cause of SIP for the past 20 odd years. It is a great product and has done a great job in the wealth creation process. However,… Read more
should i invest directly in equity?
Should I invest in direct equities or should I invest in Mutual funds? Should I invest through a SIP in mutual funds or should I time the market? Even for people who have answered the question ‘should I invest in… Read more
when to sell a share?
The easy answer is that every SHARE is different and no one knows what is going to happen in the future. There is no perfect answer or resolution because future events are uncertain, fast changing and therefore returns are unknown…. Read more
DOCTORS NEED FINANCIAL PLAN TOO
Doctors are the toughest to define professionals! You find doctors earning as little as Rs. 200,000 a year to doctors earning Rs. 200,000 a day. It may be some exaggeration, but it is not far away from the truth. However… Read more
TAXATION-Impact on your investment
Many people underestimate the hurt that taxation causes to their investment. Let us take an example. If you invested Rs. 100,000 in a RBI bond which pays 8% p.a. before taxes, you will get Rs. 8000 as interest and assume… Read more
Do i need a financial planner?
Here was a man turning 63, he had retired about 3 years ago, wife was CXO and about to retire in 2 years time. He had a net worth of about Rs. 5 crores (including his own esop) and a… Read more
Do you want wealth? Really?
Every normal Economic Man should aim at the following: Maximize earning Minimize expenses Minimize legal taxes Improve health Maximize wealth post tax Are these assumptions correct? or am I being foolish? Well these assumptions are correct, but I do… Read more
BONDS or BOND FUND?
I had done an article saying ‘Fixed deposits or Debt funds?’ a few months back. Now I am asking a question again: Bonds or Bond fund? Recently there have been a spate of bond issues by PSUs and they all… Read more
BROKERS CHEA, U NEED TO BE PREPARED
So you lost a bunch of money in the market, right? None of them are likely to be anywhere near your cost for the next decade or two. Or you bought Kingfisher shares because somebody came on Television and told… Read more
This strategy is creating many happy investors
It’s a strategy that many purists frowned upon a couple of years ago but the proof of the pudding, as they say, is in the eating. Sundaram Mutual has, over the last 3 years, launched 13 funds within its Micro… Read more