Now that people have postponed their foreign trips, they all want to buy a house…. Let us see if you can afford a house:. – can you afford to pay at least 40% of the cost of the house as… Read more

First the warning: this is an attempted humor column, please do not take this seriously…… Once upon a time there was a real estate regulator ….and well he did not have much to do. Before becoming the head regulator he… Read more

Many of my clients have a problem which they think is unique. This problem is called “Anchoring”. It means you have heard (or seen) about transactions which have happened at a particular price, then they expect that price for their… Read more

It was in the year 200x that you took a Rs. 40,00,000 housing loan. Now 5 years later you are very comfortable with the Rs. 40,000 per month EMI that you are paying. You and your wife find that you… Read more

Is real estate a fantastic Investment? If yes, are the math tools available to prove that? If no, are the math tools available to prove that point of view? The jury is still out there to judge these questions and… Read more

Have been in the RE market for the past 5 months trying to buy a house. Obviously unsuccessfully. However in this period I have met about 5 brokers and they are all SIMILAR in what they say. Mostly they take… Read more

I am sure you rubbed your eyes when you saw this heading….that too on Subramoney.com (the world believes that I am a RE hater, so be it). Let me tell you WHO should buy RE, how much, and with how… Read more

Have you ever realized that in India when you pay an EMI there is very little towards principal and much more towards interest? When you are say 30 and you go and get a big, big housing loan, let us… Read more