Category: Mutual Funds

Mutual funds have emerged as a simple yet effective medium of creating wealth across the world. In India, however, investors have had mixed experiences. The issues like mismatch between reality and expectations in terms of returns, lack of understanding about… Read more

Salaried people who come within the applicable tax brackets for their tax obligations to the government, are required to pay a large part of their taxes before the end of the financial year in March. However, to lessen their tax… Read more

The Indian investor of the 70s and 80s was a satisfied soul. Government clearly defined areas that he could invest in  and get a tax break too: in any case, he did not have funds to spare much beyond that…. Read more

The government’s demonetisation drive has opened up huge opportunities for financial services companies to press ahead with existing and prospective investors to use the electronic and digital modes of banking to invest in their products. And investors, those who are… Read more

I met a prospect a few days ago in Chicago, and explained to him, among other things, our mutual fund selection process. His interest was in knowing when we recommend selling the mutual fund scheme we have invested in. I… Read more

Investors and even some of the financial advisers often talk of a mutual fund as an investment product, as if that is an asset class in itself. They hardly realize the fact that mutual fund schemes are actually tools to… Read more

When it is high tide, it lifts all the boats. Similarly in a bull market, irrespective of which fund one is investing in, an investor makes money. It is when the markets turn, that the investors find that some of… Read more

Equity markets are going through a bad phase. The conventional wisdom has it that you should invest more when the markets are down to maximise wealth. That means you should invest more than your regular Systematic Investment Plan (SIP) when… Read more

Insurance industry faces probably its toughest times as yields on investments fall to multi-year lows. They fear slowdown in sale of policies as they can’t offer even 7% returns – which by historical standards is poor. On the contrary, mutual… Read more

The mutual fund riskometer is a simple representation of the risk a fund carries. Every mutual fund investment carries some level of risk. Most investors do not know these and either end up staying away from mutual funds or at… Read more