Category: Investment planning

When it comes to our finances, there are lot of different numbers that we’re all concerned about. We are oftentimes looking at the numbers in our checking account, savings account, various retirement accounts, and investing and trading accounts. All of… Read more

There are several different share classes of mutual funds. The range seems to cover nearly the entire alphabet. There’s A, B, C, D, I, K, R, and Z shares. And that’s just the ones I’ve seen before; so there’s probably… Read more

To determine the best advisor, you begin with determining how much and what kind of services you need. If you only need guidance with investing, some basic advice, and your needs are not complex, you may benefit by using a… Read more

Trail commissions are anti-investor: that’s the conclusion that the Canadian regulator (CSA) has reached in its recent discussion paper where it calls for eliminating embedded commissions in mutual funds, to be substituted by a fee based model. CSA has made… Read more

While selecting an investment instrument one has to evaluate it on various factors such as risk appetite, returns, liquidity, time horizon, tax benefits etc. Since we are at the beginning of the year and need to plan investment for tax… Read more

Why Start Now Very often, people postpone planning for retirement till they are very close to it. But that can leave them severely under-prepared. Consider the following findings from the Old Age Social and Income Security (Oasis) Report. Life expectancy… Read more

How to select a fund? Before looking at the mutual funds available to you, it may be best to decide the mix of stock, bond, and money market funds you prefer. Some experts believe this is the most important decision… Read more

When I interact with IFAs they have this major complaint: “MANY OF MY CLIENTS DO NOT LISTEN TO ME” This is true not just for IFAs but also for other professionals like Chartered Accountants, Lawyers, doctors…How many times have you… Read more

So you lost a bunch of money in the market, right? None of them are likely to be anywhere near your cost for the next decade or two. Or you bought Kingfisher shares because somebody came on Television and told… Read more

It’s a strategy that many purists frowned upon a couple of years ago but the proof of the pudding, as they say, is in the eating. Sundaram Mutual has, over the last 3 years, launched 13 funds within its Micro… Read more