What is portfolio construction? Let me start in the correct order: Setting your Goals Making your Investment Philosophy Statement Understanding Asset allocation Next step is Portfolio construction. Once you have decided to do Goal Based Investing, set your goals, made… Read more
Category: Education
Mutual fund myths: some being removed
The mutual fund industry owes me some thanks for pushing a lot of people into investing! Surely the investors are happy and benefiting and hence enjoying the process. However when I speak to them I realize that there are too… Read more
Mistakes in fund scheme choice
Teaching has its advantages. Huge advantages I should have said. One such event happened yesterday…I was told that I had missed one of the best fund managers by not investing in Mirae. I was also told that by not investing… Read more
It is foolish to plan…or is it?
I wrote a piece on ‘Make your own financial plan’ – this appeared on yahoo finance and some of you may have read it. What is amazing is the response that I have got for the same. Largely saying the… Read more
Industry analysis or Fundamental analysis?
These days so much is being wriintten about investing, that the average 30 year old knows far, far more than what I knew as a 30 year oldm. No doubt about that. I start my Fundamental Analysis class by asking… Read more
In defence of the bank employee and the psu employee
Every bank – psu or private – has 2 sets of employees – one in the branches and one in the HO. The employees in the branches are client facing, have targets, and very rigorous work schedule. The employees in… Read more
Doctors Financial Mistakes…
The more doctors that I meet and talk about money, the more I am convinced that there is a nice pattern in doctors financial mistakes. This is across age groups and geographies. Let me enumerate: Paid too much for education:… Read more
Where to invest now?
Seriously I do not have an answer to that. I never had. I am not convinced that you NEED TO INVEST NOW. Having said that if you are doing an SIP it is time to keep investing – there is… Read more
Advantages of being wealthy
What is the main advantage of being wealthy? Simple. Some of your ancestors have understood the role of ‘n’ in the compounding formula. They also know the virtues of sitting tight in one place and not affecting the compounding process…. Read more
Workshop on Goal Based Investing…
Our book on ‘You Too Can be Rich – with Goal Based Investing’ is not just a book. It is a work book. It has worksheets and calculators…and so Conducting a workshop on ‘Goal Based Investing’ When: 19 May, 2017… Read more