Real Estate Investment Trust (REIT) is a company or a special purpose vehicle (SPV) that owns or in most cases finances income producing real estate properties. Much like the mutual funds, REIT provides investors with regular income and diversification. A… Read more
Category: Education
How will an investor come to know about the changes, if any, which may occur in the mutual fund?
There may be changes from time to time in a mutual fund. The mutual funds are required to inform any material changes to their unit-holders. Apart from it, many mutual funds send quarterly newsletters to their investors. At present, offer… Read more
How many funds or stocks should you diversify your portfolio over?
To get the maximum benefit of reducing your risk through diversification spread your portfolio across different assets whose returns are not 100% correlated. Different assets should ideally span across different asset classes such as fixed income, equity, real estate, gold… Read more
Do any mutual funds invest in both stocks and bonds?
Yes, balanced funds invest in a combination of stocks and bonds, a typical mix is 60:40 in favour of stocks. Returns from balanced funds are normally lower than pure equity mutual funds when markets are rising, however if the market… Read more
Can a mutual fund change the asset allocation while deploying funds of investors?
Considering the market trends , any prudent fund managers can change the asset allocation i e. he can invest higher or lower percentage of fund in equity or debt instruments compared to what is disclosed in the offer document. It… Read more
Starting Your Investment Journey As A Solopreneur
When you’re starting out, a business can be all-consuming and personal finance can seem like a bit of a luxury when even the tiniest share of profit that’s aimed for your piggy bank manages to find its way back into… Read more
Should I Use EPF Money To Buy A House?
“Now, you can withdraw 90% of PF savings for buying flat, land” – This headline in a leading newspaper got a lot of us thinking. Provident Fund Money was and is almost holy for much of India. For long it… Read more
Knowing about the tax
Income tax is important. It is what we are compulsorily required to pay to our Government for all the services we receive from them. But here’s the irony – none of us are taught ANYTHING about it. For most part… Read more
Why ‘time in the market’ is your only answer
Just as your ‘time in the market’ (how long you stay in the market) becomes critical when it comes to the question of investing regularly, or at one go, your ‘time in the market’ is also important when it comes… Read more
How are mutual funds taxed?
If there is one detail regarding investment that everyone pays close attention to, it is taxation. Here’s putting down what you need to know about taxes and your funds. While much of your other income, such as salary or interest… Read more