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Author: Siddharth Baid

Decoding : “Mutual Fund investments are subject to market risks. Please read the offer document carefully before investing”.

November 18, 2016April 26, 2017 Siddharth Baid

You would have come across this line in all Mutual Fund advertisements, “Mutual Fund investments are subject to market risks. Please read the offer document carefully before investing”. It’s an open secret that this 80 to 100 page bulky document… Read more

Posted in Mutual Funds

Why you should also look at debt mutual funds?

November 17, 2016April 26, 2017 Siddharth Baid

Debt mutual funds offer various options to invest. One can look at liquid, ultra short term, short term, medium term & long term debt funds. There are funds focusing on government securities (G Sec). There are funds having dynamic allocation… Read more

Posted in Mutual Funds

Who should engage a mutual fund advisor?

November 17, 2016April 26, 2017 Siddharth Baid

Many people have asked this question: Should we invest direct or through an advisor? Like every economist or a CA I will also start by saying – ‘there is no yes or no’ kind of an answer.’ It depends on the… Read more

Posted in Mutual Funds

Mutual fund misconceptions : some being removed

October 25, 2016April 26, 2017 Siddharth Baid

There are too many mis-conceptions,which people have about investing in Mutual Funds.  Let me clear some of them at least:   1. ‘Are mutual funds not risky’: Mutual funds are just investment vehicles with some underlying assets. So a mutual fund… Read more

Posted in Mutual Funds

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