Author: Siddharth Baid

The growth of mutual fund industry in India has been fuelled by equity and debt oriented schemes. These are the only two asset classes where a wide variety of products have been made available. The other asset classes are yet… Read more

In recent years, monthly income plans (MIPs) of mutual funds have become quite popular with the investors for their safety and ability to yield returns higher than a bank FD due to its equity exposure. While MIP is a smart… Read more

You may have often heard that equity mutual funds invest across market capitalizations (MCap), while some of them invest specifically into a single genre of market cap. However, not many of us have given a thought to the relevance of… Read more

hen the cricket selection committee met to select the team for the next match, they were in dilemma. Question that was going on the mind of each and every selector was what should be the composition of the team. How… Read more

What are the options that a person has when he/ she chooses to invest in a debt instrument? Well the choices are: 1. Bank fixed deposit – requires very little explanation. 2. Company fixed deposits – not a big range of companies… Read more

Recently, I came across an investment advisor, who was analysing the portfolio of a fixed maturity plan launched by a certain mutual fund house. The advisor knew quite a lot about the fixed income market and hence could grill the… Read more

Mutual funds have emerged as a simple yet effective medium of creating wealth across the world. In India, however, investors have had mixed experiences. The issues like mismatch between reality and expectations in terms of returns, lack of understanding about… Read more

The Indian investor of the 70s and 80s was a satisfied soul. Government clearly defined areas that he could invest in  and get a tax break too: in any case, he did not have funds to spare much beyond that…. Read more

I met a prospect a few days ago in Chicago, and explained to him, among other things, our mutual fund selection process. His interest was in knowing when we recommend selling the mutual fund scheme we have invested in. I… Read more

When it is high tide, it lifts all the boats. Similarly in a bull market, irrespective of which fund one is investing in, an investor makes money. It is when the markets turn, that the investors find that some of… Read more