Wealth managers have tweaked their fixed income strategies after the US Fed’s move to increase rates by 25 basis points and the Reserve Bank of India’s decision to keep rates unchanged last week. While earlier they were allocating more money… Read more
Author: Admin
Balanced funds- Enjoy the best of both worlds
The much touted phrase ‘the best of both worlds’ perfectly captures the experience of investing in a balanced fund. On the one hand, this combination offers scope for capital appreciation or wealth creation (with risk of downside) due to investments… Read more
Why mutual funds do not guarantee returns? And why is it good?
In the world of investing, “guarantee” is such a sweet sounding word. If the returns are guaranteed, what else does one want? Well, one may still want these returns to be high and tax-free. But that is deviating from the… Read more
Avoid these mistakes to help your money grow through SIP
A systematic investment plan (SIP) allows disciplined investments (recommended in small amounts) at regular intervals (recommended monthly) to yield high returns over a long period of time. Rather than investing a lump sum amount (usually unaffordable for many) in an… Read more
How to validate the underperformance of a mutual fund?
Each one of us loves a winner. It is a psychological need perhaps that gives us faith and confidence in the choices we make. But then, just as day has night, crests have troughs, and rise has fall, good performance… Read more
Why should investments have a long term horizon?
Time plays a vital role in choosing the investment strategy. Fluctuating markets reflect promising returns and many of us get attracted by short-term numbers showing high gains. Markets act differently, if we compare results for 10 years performance, or a… Read more
Knowing More about your Mutual Fund Product
When a mutual fund creates an investment product, it offers it for the first time to the investors as a new fund offer (NFO). A new product is first approved by the trustees, and features are described in a detailed offer… Read more
Portfolio review
When we meet the doctor with our pains and problems, we are more than willing to follow all his instructions. We religiously buy the medicines, and follow the dosages until we feel better. But then most of us give the ‘follow‐up’ visit… Read more
What constitutes Good Financial Advice
Investors find that they are offered a range of products and services by advisors and are unable to choose between advisors who meet them for business. Just as we choose a restaurant based on the taste of the food, the quality… Read more
Dividend vs Growth Option
When investors consider an investment option, they worry simultaneously about several things. Is this investment tax‐efficient? Does it reduce or increase my tax liability? Does this investment grow in value? Does it provide a regular return like dividend or interest? If… Read more